Eric Maestri

Section 83(b) Election
A section 83(b) election allows employees with Restricted Stock Units (RSUs) to pay taxes in advance. If you do not opt for an 83(b) election with RSUs, you simply pay ordinary income as your shares vest every year (See our...
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Restricted Stock Units
Restricted Stock Units
Today, we are going to explore Restricted Stock Units (RSUs). Many private and publicly traded companies grant RSUs to employees as part of their compensation plan. RSUs incentivize employees to stay with a company for several years while also working...
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Compound Interest
Compound Interest
Einstein’s quote speaks to how powerful years of compounded returns can be. Compound interest is unlike simple interest because you’re earning interest on interest over time. This creates a snowball effect as your money multiplies on itself. We often preach,...
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Step-Up in Cost Basis Explained
Step-Up in Cost Basis Explained
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The Step-Up rule allows beneficiaries to increase the cost basis or “tax lots” on inherited assets and can limit capital gains tax liability. After you pass away, your beneficiary can adjust the cost basis of your investments to the market...
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Understanding Roth Conversions
Understanding Roth Conversions
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Did you know that you can reclassify money from a Traditional IRA into a Roth IRA? This reclassification is called a Roth Conversion, and this blog will help you identify whether it makes sense for you. Remember, the trade-off with...
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