Personal Finance Blog

lifestyle creep
Budgeting 101: What is Lifestyle Creep and How to Avoid It
Picture this – you have worked your way up the ladder and have landed your dream job. On top of that you have been given a generous raise. Soon you find yourself eating at only the nicest restaurants, driving a...
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how much should i put in my 401k
How Much Should I Put in My 401k?
There are two sets of answers when it comes to the question of “how much should I put in my 401k?” The first answer is the technical side – as in, how much are you actually allowed to put in...
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budgeting tips
Budgeting 101: Skip the Expensive Coffee
Have you ever considered how much money you spend on coffee a week? What if you started making coffee from home, how much money could you make by investing it? The answer is simple: through market returns and compound interest...
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buyers market vs sellers market
Real Estate 101: Buyer’s Market vs. Seller’s Market
Whether you are looking to purchase a home or sell a home, it’s important to understand what kind of market we are in and adjust your expectations accordingly. Purchasing a home is a major life event and being able to...
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should i refinance my mortgage
Refinancing at its Finest: Should I Refinance My Mortgage?
Among the list of the bills individuals pay, mortgage payments are likely to be one people worry about the most. While owning a home is a dream many have, it comes at a cost, and quite a pricy one at...
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